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Municipal Credit Union
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Municipal Credit Union : ウィキペディア英語版
Municipal Credit Union

Municipal Credit Union (MCU) is a state chartered credit union headquartered in New York City, regulated under the authority of the National Credit Union Administration (NCUA). MCU is metro New York's largest credit union. As of 2008, MCU had $1.3 billion in assets, approximately 301,000 members, and 13 branches.〔(MCU 2008 Annual Report. ) ''Municipal Credit Union Official Website.''
MCU Supports FDNY and NYPD 2009 Hockey game in Nassau County Joseph A Guagliardo of MCU presents check〕
==History==
Municipal Credit Union was founded in 1916 for municipal workers in New York City. John Purroy Mitchel, New York City's Mayor at the time, wanted city employees to have alternatives to loan sharks and encouraged the chartering of the organization.
On November 2, 1977, the New York State Banking Department took over MCU for a brief time, citing loan delinquencies and corruption of Board members.〔Perlmutter, Emanuel. (New York State Is Taking Over Municipal Credit Union in the City. ) ''New York Times.'' 3 November 1977.〕
In 1986, following the collapse of Hyfin Credit Union amidst charges of fraud and embezzlement, Hyfin was merged with Municipal Credit Union.〔Buder, Leonard. (7th Suit to Recover Hyfin Funds Is Filed. ) ''New York Times.'' 18 October 1987.〕
A computer error in 2001 after the September 11 attacks allowed credit union members to withdraw amounts in excess of their accounts. In the month following the attacks, $15 million was stolen from MCU ATMs by its own members.〔Saulny, Susan. (Credit Union Says A.T.M. Users Stole Millions After 9/11. ) ''New York Times.'' 6 August 2002.〕 118 members were charged in the thefts.〔Saulny, Susan. (118 Charged in A.T.M. Thefts After 9/11. ) ''New York Times.'' 19 June 2003.〕

抄文引用元・出典: フリー百科事典『 ウィキペディア(Wikipedia)
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